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How Our Loan Process Works? :

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Fast Funding

Get your Loan the next business day if approved!

Why Borrow From Us?

During these uncertain economic times, many people are finding themselves faced with a situation where they could use some financial assistance. Whether it be for an emergency, home improvement, consolidating debt or even a family vacation – a low interest personal loan is a safe and reliable way to meet your financial needs. We specialize in quickly and efficiently matching people to the personal loan that’s right for them.

Compared to other loan options, personal loans offer greater flexibility with how much a person can borrow. Utilizing our comprehensive network of lenders we can offer wide ranges of funding, and give you the opportunity to be qualified for as much as $35,000.

What Are Personal Loans?

Broadly defined, a personal loan is a type of installment loan, which means that it is repaid over time with a set number of scheduled payments. It is also a form of loan that can be utilized for practically any purpose whatsoever. This can be beneficial in any scenario where additional funds are required.

 

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Our Company Milestones

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Get A Loan With Bad Credit

What is a bad credit?

The term “bad credit loan” is ambiguous and can be misleading when it comes to understanding your borrowing options. An individual’s credit is not scored using subjective descriptors like “good” or “bad,” but as a number on a continuum. What qualifies as “good” or “bad” credit can vary between different individuals and lenders.

What people are usually interested in when they ask about “bad credit loans” is whether their past credit mistakes will make it impossible for them to get a loan. This will depend on the lender, but the lower an individual’s credit score, the riskier it is for a lender to let them borrow money. If your score is very low, you should be wary of lenders who claim they can still get you a loan with very good terms — they may be scam artists or unscrupulous businesses that are trying to take advantage of you.

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What Others say About Us

Don’t take our word for it.

Marcia P
Toronto, ON
as looking to have cash flow and pay lower interest rate apart from high interest credit card. I had no concerns seeking my mortgage with Heritage Financial Service. We now have cash flow to help pay down the bills and bring everything together. I would recommend Capital Direct to others.
Peter S.
Calgary, AB
It was a lot simpler than I thought it was going to be. We have our own business and are looking to expand. I’ve only worked with banks before, so I had a lot of questions. The agent was very helpful and patient while explaining the process. We now have cash flow to grow our business. He was great at explaining the process. Thank you Heritage Financial Service
Dave S.
London, ON
I was looking for some funds to complete home renovations. I was happy with my consultant – he was knowledgable and forthright with me. I am able to finish the renovations to my home, that improves my resale value. Heritage Financial Service is a stress free environment, with knowledgeable staff that are friendly and helpful – your service could not have been better for me.
Terri H.
Vancouver, BC
Heritage Financial Service was recommended to me by my mortgage broker. Cash flow was needed to finish renos on my home. I was extremely pleased with the service I received from the rep. She put me at ease right away. I’m now able to improve the quality and comfort of my home. Thank you so very much for everything you’ve done for me.
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